Virtual/Instructor-led training

Building Credit Score:

Strategies for a Strong Credit Report

Introduction

A strong credit report is an essential tool for achieving financial goals, such as purchasing a home, buying a car, or securing a loan. Building credit takes time and effort, and it requires a solid understanding of how credit scores and credit reports work. 

In this session, individuals will learn about practical techniques for building credit, such as establishing credit history, maintaining low credit utilization, and making payments on time. They will also learn about the importance of monitoring their credit report and correcting errors.

Details​
  • Understand how a robust credit report fuels your financial goals and grasp the essentials of credit scores and reports.
  • Learn to establish a solid credit foundation by employing strategies such as obtaining a credit card or securing a loan.
  • Discover the significance of maintaining low credit utilization and steering clear of maxed-out credit cards.
  • Explore the importance of on-time payments and the repercussions of missed payments on your credit scores.
  • Recognize the value of regularly reviewing your credit report and vigilantly tracking any alterations or inaccuracies.
  • Gain insights into the process of disputing errors on your credit report to ensure an accurate reflection of your credit history.

Disclaimer: This financial wellness session is for educational purposes only. The information provided should not be construed as professional, financial, real-estate, tax, or instructional advice.